American Express Blue - Leadership through Innovation

The RFID Credit Card Considering that June 2005, all American Express issued Blue credit cards have been imbedded with an RFID (Radio Frequency Identification) transponder, in addition to the conventional credit card magnetic strip. RFID technology sends details wirelessly between 2 or more items in close distance. This means that when you make purchases at any of the American Express ExpressPay taking part business, you simply need to tap the credit card versus, or hold it an inch or more far from the RFID reader, for the products to be credited your card.

According to American Express, the biggest advantage of utilizing an RFID system is that it speeds up deals. Data collected throughout the Proof of Concept and Pilot phases of the project revealed that payment by the RFID Blue from American Express card is 63 percent quicker than paying by cash and 53 percent faster than paying by following the conventional credit card process.

The RFID Secret Fob In combination with Texas Instruments RFID Systems, American Express also introduced an RFID essential fob that any holder of a Blue from American Express credit card is qualified for. The key fob fits onto the majority of essential chains and can be utilized rather of your credit card to pay for daily purchases such as fuel and foodstuffs. This efficiently means that you do not need to take your wallet with you when you go shopping.

As a Blue card holder, all purchases made via your RFID secret fob, are straight credited your credit card account. These charges will appear on your month-to-month credit card statement. To enable you to distinguish between purchases made by RFID crucial fob and by card, ExpressPay purchases are highlighted as is the name of the business, the date and the quantity invested. A limit of $150 daily is imposed.

Should you have more than one Blue account, you can apply for an RFID key fob for each account you hold.

RFID Security As with all wireless innovations, there may be concerns about the security of payment deals utilizing the credit card. The company guarantees card holders that American Express Blue credit card is really safe. In addition to a range of security precautions, data encryption, similar to that made use of for the RFID chip in the US Passport, is made use of to make sure that privileged info is not shared. As with all American Express credit cards, holders of the American Express Blue credit card with RFID are protected against deceptive usage and theft.

The American Express Blue credit cards modern-day design, paired with current generation features, has seen it turned into one of the most popular credit cards among young grownups today.